Fee Schedule Global One Bank

Schedule of Deposit Account Products and Common Features Service Fees

Common Features	Service Fees
Common Features Account-to-Account Transfer Requests	Service Fees Complimentary
Common Features Account Balance Inquiries	Service Fees Complimentary
Common Features Account Research Assistance, per hour	Service Fees $30
Common Features Account Research Printed Documents, per page	Service Fees $3
Common Features Check Orders (cost will vary by styles and accessories)	Service Fees Varies
Common Features Customer Authorized Third-Party Verification of Account (s)	Service Fees Complimentary
Common Features Debit Card Replacement	Service Fees Complimentary
Common Features Foreign Exchange Fee, each, cost plus	Service Fees $10
Common Features Garnishment, Levy, or Freeze by Court Order or IRS	Service Fees $50
Common Features Individual Retirement Accounts (Close out, Transfer, Early Withdrawal)	Service Fees $25
Common Features Internet Banking with Bill Pay	Service Fees Complimentary
Common Features Mobile Banking with Check Capture	Service Fees Complimentary
Common Features Notary Services (customers only)	Service Fees Complimentary
Common Features Non-sufficient Funds Returned Item Fee, per item.	Service Fees $35
Common Features Overdraft Avoidance (Pre-Authorized Transfer from a Linked Account)	Service Fees Complimentary
Common Features Stop Payment for Check or Range of Checks	Service Fees $35
Common Features Stop Payment for ACH or Recurring Item	Service Fees $35
Common Features Temporary Check Printing (per sheet of checks) where available	Service Fees $5

Common Features	Service Fees
Common Features Automated Teller Machine ("ATM")	Service Fees no
Common Features Bank owned or in-network ATMs	Service Fees Complimentary
Common Features Non-owned ATM	Service Fees Complimentary
Common Features no	Service Fees no
Common Features Cashier's Checks	Service Fees no
Common Features Cashier's Checks (Available to customers only)	Service Fees $5
Common Features Conversion of On-Us Check to Cashier's Check (non-customer)	Service Fees $15
Common Features Cashier's Check Stop Payment and Reissue, per item	Service Fees $45
Common Features no	Service Fees no
Common Features Check Cashing*	Service Fees no
Common Features Checks Drawn on Customer's Account	Service Fees Complimentary
Common Features *We do not offer check cashing to non-customers	Service Fees no
Common Features no	Service Fees no
Common Features Safe Deposit Box and Safekeeping Services	Service Fees no
Common Features Auto-Debit of box fees to a CHB deposit account is required	Service Fees no
Common Features 3x5 Box	Service Fees $25
Common Features 3x10 Box	Service Fees $50
Common Features 5x10 Box	Service Fees $75
Common Features 10x10 Box	Service Fees $150
Common Features Safe Deposit Box Drilling	Service Fees $200
Common Features Safe Deposit Key Replacement, each	Service Fees $50
Common Features no	Service Fees no
Common Features Wire Transfers and Transfer Remittances	Service Fees no
Common Features (Customers Only)	Service Fees no
Common Features Wire Transfers Cut-off time is 3.00pm daily	Service Fees no
Common Features Domestic	Service Fees $25
Common Features International	Service Fees $35

Deposit Account Products

Non-Interest Bearing Accounts

Checking with Direct Deposit	no
Checking with Direct Deposit Minimum Balance to Open	no $50
Checking with Direct Deposit Minimum of one direct deposit per month required	no No Fee
Checking with Direct Deposit Will convert to a Regular Checking account if direct deposit is not posted
Checking with Direct Deposit no	no no
Checking with Direct Deposit Regular Checking
Checking with Direct Deposit Minimum Balance to Open	no $50
Checking with Direct Deposit Minimum Daily Balance to Avoid Monthly Fee	no $750
Checking with Direct Deposit Monthly Fee*	no $8.50
Checking with Direct Deposit *No Monthly Service Fee for Seniors 60+, Students, Educators, Military or First Responders (Police, EMS, Fire, Medical)
Checking with Direct Deposit no	no no
Checking with Direct Deposit Business Checking
Checking with Direct Deposit Minimum Balance to Open	no $50
Checking with Direct Deposit Minimum Daily Balance to Avoid Monthly Fee	no $500
Checking with Direct Deposit Monthly Fee if balance drops below minimum daily balance	no $10
Checking with Direct Deposit Account Analysis Business Checking coming soon.	no Coming Soon
Checking with Direct Deposit no	no no
Checking with Direct Deposit Statement Savings (Monthly Statement Savings)
Checking with Direct Deposit Minimum Balance to Open	no $50
Checking with Direct Deposit Minimum Daily Balance to avoid Monthly Fee	no $200
Checking with Direct Deposit Monthly Fee if balance drops below minimum daily balance	no $5
Checking with Direct Deposit Excess withdrawal fee in excess of 3 per month, per item	no $5

Interest Bearing Accounts

Now Checking
Now Checking Minimum Balance to Open	$50
Now Checking Minimum Daily Balance to Earn Interest	$1,000
Now Checking Minimum Daily Balance to Avoid Monthly Fee	$1,000
Now Checking Monthly Service Fee if balance drops below minimum daily balance	$15
Now Checking no	no
Now Checking Interest Rate Tiers: Interest paid is based on Daily Balance maintained:
Now Checking $500,000 or more	Tier 1
Now Checking $250,000 and less than $500,000	Tier 2
Now Checking $50,000 and less than $250,000	Tier 3
Now Checking $1,000 and less than $50,000	Tier 4
Now Checking Less than $1,000	Tier 5
Now Checking no	no
Now Checking Money Market
Now Checking Minimum Balance to Open	$50
Now Checking Minimum Daily Balance to Earn Interest	$2,500
Now Checking Minimum Daily Balance to Avoid Monthly Fee	$2,500
Now Checking Monthly Service Fee if balance drops below minimum daily balance	$15
Now Checking Withdrawal Fees in excess of 6 per month, per item	$15
Now Checking Interest Rate Tiers: Interest paid is based on Daily Balance maintained:
Now Checking $1,000,000 or more	Tier 1
Now Checking $500,000 and less than $1,000,000	Tier 2
Now Checking $100,000 and less than $500,000	Tier 3
Now Checking $2,500 and less than $100,000	Tier 4
Now Checking Less than $2,500	Tier 5
Now Checking no	no
Now Checking Statement Savings
Now Checking Minimum Balance to Open	$50
Now Checking Minimum Daily Balance to Avoid Quarterly Fee	$200
Now Checking Quarterly Service Fee if balance drops below minimum daily balance	$5
Now Checking Withdrawal Fees in excess of 3 per quarter, per item	$5

Certificate of Deposits (“CD”)

CD Terms from 6-months to 5-years

CDs less than a term of 12-months are automatically renewable at maturity. There is a 10-day grace period at maturity for CDs to renew or withdraw funds.
Early Withdrawal Penalties may reduce the Annual Percentage Yield. Early Withdrawal penalties may reduce
the principal. Early withdrawal penalty is one month’s interest (30-days).

Frequency and method of interest payment or withdrawals may affect the Annual Percentage Yield.
Daily accrued interest on CDs may be capitalized monthly (added to the CD principal balance), or credited to a Global One Bank deposit account Monthly, Quarterly or at Maturity.

Loan Products

The Bank offers a wide range of loan products and services, including Residential Loans, a variety of Personal Loans, Commercial Loans, Real Estate Loans, Interim Construction Loans, and Home Equity Loans.

Other Common Features Disclosures

Other fees may apply. Common feature service fees are subject to change without notice.
Interest Rates are subject to change without notice.

The Daily Balance computation method is used to calculate interest on deposits.
Please refer to the Bank’s account Terms and Conditions agreements and other account disclosures.

Banking Sign In

Fee Schedule